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Resilient Futures

Resilient Futures: Building financial well-being for everyone

Resilient Futures is a four-year, $60 million national project led by Prosper Canada and funded by the Government of Canada through the Social Development Partnerships Program – Children and Families. Its purpose is simple and urgent: make sure people with low and modest incomes can get access to free, high-quality financial help services in the communities where they live.

Through Resilient Futures, Prosper Canada is investing $48.2 million in 97 community organizations across every province and territory. These front-line partners will expand access to year-round tax filing, benefits assistance, and one-on-one financial coaching so more people can build stability, reduce stress, and move forward with confidence.

Resilient Futures is focused on people who face the greatest barriers to financial security. Our partners bring deep experience working with Indigenous Peoples, including First Nations, Inuit, and Métis, members of Black communities and people living with disabilities.

In addition to the funding, Prosper Canada has committed to addition $12 million in funding.

Why Resilient Futures, and why now?

More people in Canada are struggling with the rising cost of living, and for those with low and modest incomes, even a small setback can have lasting effects. Many can’t get the support they need from mainstream financial services. That’s where trusted community organizations step in—meeting growing demand for free, non-judgmental financial support.

Our Resilient Futures community partners will:

  • Reach 1 million people

  • Help connect them to an estimated $2 billion in new income through benefits and tax refunds

That’s an average of about $2,000–$3,600 per person—money that can help pay rent, cover groceries, reduce debt, and create a small buffer for the future.

    “The Resilient Futures project is about ensuring every Canadian, no matter where they live or what barriers they face, has access to the financial tools, supports, and opportunities they need to build brighter futures. This is an exciting step forward in reaching communities across the country with tailored, effective financial empowerment supports.”  

    Liz Mulholland, CEO, Prosper Canada  

How the project works

Prosper Canada supports Resilient Futures partners by:

  • Providing orientation and strengthening their capacity
  • Facilitating connections across a national community of practice
  • Expanding reach into priority population communities
  • Coordinating the flow of funding needed to deliver high-quality support

Where Resilient Futures is working

Resilient Futures partners include both regional hubs and local partners across Canada, as well as national organizations with multi-jurisdictional reach. Together, they form a coast-to-coast-to-coast network of financial help services.

Our 97 Community partners are located in:

  • National Partners

    Organizations delivering programming and training with multi-jurisdictional reach)

    YWCA Canada – Toronto, ON (Hub)

    Disability Alliance BC – Vancouver, BC (Partner)

    Finautonome – Montréal, QC (Priority Population)

    Pinnguaq Association (Ampere) – Iqaluit, NU (Partner)

    CNIB – Toronto, ON (Priority Population)

  • British Columbia

    Hub

    Family Services of Greater Vancouver – Vancouver

    Partners

    Canadian Mental Health Association Kamloops – Kamloops

    Disability Alliance BC Society – Vancouver (national reach)

    Launch Financial Education Society – Kelowna

  • Alberta

    Hub

    United Way Calgary and Area

    Partners

    Momentum
    A Synergy A Prosperity (ASAP)
    Bow Valley College
    Calgary Chinese Elderly Citizens Association
    Calgary Immigrant Womens Association
    Calgary John Howard Society
    Carya Society of Calgary
    Center for Newcomers
    Discovery House Family Violence Prevention Society
    Distress Center/Safe Communities Oppourtunity and Resource Centre (SORCe)
    Hull Services
    Immigrant Services Calgary
    Jewish Family Services Calgary
    Kindred Connections Society
    Rise Calgary
    The Immigrant Education Society
    Trellis Society
    Unison at Kerby Centre
    Women's Center of Calgary

    Hub

    United Way Alberta Capital Region

    Partners

    Elizabeth Fry Society of Northern Alberta
    Norwood Child and Family Resource Centre (Norwood Centre)

  • Saskatchewan

    Foundations Learning and Skills Saskatchewan – Saskatoon

  • Manitoba

    Hub

    SEED Winnipeg – Winnipeg

    Partner

    1JustCity – Winnipeg

  • Ontario

    Hubs

    WoodGreen Community Services – Toronto

    Centre d’éducation financière EBO – Ottawa

    The Working Centre – Kitchener

    Thunder Bay Counselling – Thunder Bay

    Partners

    Sudbury Community Service Centre – Sudbury

    The 519 – Toronto

    Albion Neighbourhood Services – Toronto

    Family Services Windsor-Essex – Windsor

    Riverdale Immigrant Women’s Centre – Toronto

    Hope House Guelph – Guelph

    Priority Population Growth Partners

    Roots Community Services Inc. – Brampton

    Ase Community Foundation for Black Canadians with Disabilities – Ajax

    Case Community Services – Brampton

    Kenora Chiefs Advisory – Kenora

    Canadian National Institute for the Blind (CNIB) – Toronto (national reach)

  • Quebec

    Hub

    Union des consommateurs – Montréal

    Partners

    Code F – Santé financière pour tous! – Montréal (national reach)

    Conseil communautaire Notre-Dame-de-Grâce – Montréal

    Priority Population Growth Partner

    Finautonome – Montréal (national reach)

  • New Brunswick

    Partner

    Kaleidoscope Social Impact – Saint John

  • Nova Scotia

    Priority Population Growth Partner

    Hope Blooms Youth Social Entrepreneurial Ventures – Halifax

  • Prince Edward Island

    Partner

    John Howard Society – Charlottetown

  • Newfoundland and Labrador

    Partner

    YWCA St. John’s – St. John’s

    Priority Population Growth Partner

    Flat Bay Band Inc. – Flat Bay

  • Yukon

    Priority Population Growth Partner

    Yukon Literacy Coalition – Whitehorse

  • Nunavut

    Partner

    Pinnguaq Association (Ampere) – Iqaluit (national reach)

    Priority Population Growth Partner

    Kivalliq Inuit Association – Rankin Inlet

What Resilient Futures offers in communities

Resilient Futures supports front-line organizations to deliver practical, everyday financial help, including:

  • Tax-filing support
    Helping people file their taxes correctly and on time, so they don’t miss out on important benefits and credits.
  • Financial coaching and counselling
    Providing one-on-one support with budgeting, managing debt, planning ahead, and setting realistic money goals.
  • Benefits access
    Screening for and applying to federal, provincial/territorial, and local benefits that can boost incomes and reduce hardship.
  • Financial education
    Offering practical group workshops on key money topics such as budgeting, banking, credit, debt, saving, and goal-setting, —designed specifically for people living on low and moderate incomes.